From Vision to Reality

Achieving Your Goals Through Financial Planning

Navigating Your Financial Future

Change is a certainty in life. It’s not so much about what happens than how we choose to respond to what happens. Planning helps our ability, gives us choices, to be able to respond. Good financial planning changes lives! Here are who I offer the most value to with my expertise.

Approaching retirement

Retirement is a significant life transition. It is a journey that spans over years - before, during, and after no longer earning active income. I provide personalized plans to help answer your questions:

✔ When can / should I retire?

✔ Will I have enough to spend like I do now?

✔ Where is my after-retirement income coming from?

✔ Which pension distribution choices are right for me?

✔ Do my investments need to change?

✔ What will my taxes look like?

✔ How much can I leave my family?

Turning the page

Divorce - The separation agreement is signed. Regardless of this life transition happening in your 30’s or 60’s+, you’ll likely feel lost and vulnerable about how to lean into life post divorce. I support and walk the journey of rebuilding with you, from dealing with the lingering tasks like a pension split, an RRSP rollover, to getting the right insurance for support purposes. We can figure out a new budget and work towards your new goal for this new Chapter.

Death - Whether sudden or expected, losing a partner through death is painful and scary. Healing takes time, and there is no linear progression when it comes to grief. I support you in this new reality and help sort through the estate with compassion, integrity and knowledge.

Transitioning Wealth

You’ve worked hard for your money, and worked harder to make it grow. It’s important to understand your family finances from an estate planning perspective.

✔ What are the tax implications upon death?

✔ Does everything have to go through probate?

✔ What is probate and can I avoid it?

The best way for families to transfer their wealth to the next generation is rooted in a foundation of financial literacy, open discussion and honest communication. I can coach you to understand the smartest ways to transfer your money and guide conversations with your family along the way.